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Bank Lending Practices and Techniques (FNCE90036)

Graduate courseworkPoints: 6.25On Campus (Parkville)

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Overview

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September
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Characteristics of alternative loan facilities; bank loan pricing principles; principles of credit evaluation; banker-client relationships; approaches to security and collateral; methods of monitoring borrower solvency; and workout situations.

Intended learning outcomes

On successful completion of this subject, students should be able to:



  • Apply the skills of credit assessment to evaluate the credit risk of a loan facility;
  • Explain the types of loan facilities and their pricing;
  • Determine the most suitable facilities for a particular transaction;
  • Discuss the importance of the banker client relationship and its significance in a commercial loan environment;
  • Describe the characteristics of a defaulting loan;
  • Recommend strategies for risk reduction;
  • Analyse the issues involved in loan work out situations and other cases of financial distress;
  • Explain the procedures for taking security over assets of the borrower.

Generic skills

On successful completion of this subject, students should have improved the following generic skills:

  • Oral communication

  • Written communication

  • Collaborative learning

  • Problem solving

  • Team work

  • Statistical reasoning

  • Application of theory to practice

  • Interpretation and analysis

  • Critical thinking

  • Synthesis of data and other information

  • Evaluation of data and other information

  • Using computer software

  • Accessing data and other information from a range of sources.

Last updated: 3 November 2022

Eligibility and requirements

Prerequisites

ECON90033 Quantitative Analysis of Finance I and

ECON90034 Economics of Finance and

FNCE90047 Financial Markets and Instruments and

FNCE90016 International Financial Management and

EITHER ACCT90002 Financial Statement Analysis OR ACCT90004 Accounting for Decision Making

Code Name Teaching period Credit Points
ECON90033 Quantitative Analysis of Finance I
Semester 1 (On Campus - Parkville)
Semester 2 (On Campus - Parkville)
 12.5
ECON90034 Economics of Finance
Semester 2 (On Campus - Parkville)
Semester 1 (On Campus - Parkville)
 12.5
FNCE90047 Financial Markets and Instruments
Semester 1 (On Campus - Parkville)
Semester 2 (On Campus - Parkville)
 12.5
FNCE90016 International Financial Management
Semester 2 (On Campus - Parkville)
Semester 1 (On Campus - Parkville)
 12.5
ACCT90002 Financial Statement Analysis
Semester 1 (On Campus - Parkville)
Semester 2 (On Campus - Parkville)
 12.5
ACCT90004 Accounting for Decision Making
Semester 2 (On Campus - Parkville)
Semester 1 (On Campus - Parkville)
Summer Term (On Campus - Parkville)
 12.5

Corequisites

None

Non-allowed subjects

None

Inherent requirements (core participation requirements)

The University of Melbourne is committed to providing students with reasonable adjustments to assessment and participation under the Disability Standards for Education (2005), and the Assessment and Results Policy (MPF1326). Students are expected to meet the core participation requirements for their course. These can be viewed under Entry and Participation Requirements for the course outlines in the Handbook.

Further details on how to seek academic adjustments can be found on the Student Equity and Disability Support website: http://services.unimelb.edu.au/student-equity/home

Last updated: 3 November 2022

Assessment

Additional details

  • One 2-hour end-of-semester examination (70%)
  • A 2500 word group assignment (normally 3-4 students per group), due in the last two weeks of the teaching period (30%)

Note: Successful completion of this subject requires a pass (50%) in the final exam

Last updated: 3 November 2022

Dates & times

  • September
    Mode of deliveryOn Campus (Parkville)
    Contact hoursOne 3-hour lecture per week for 6 weeks
    Total time commitment85 hours
    Teaching period 7 September 2017 to 19 October 2017
    Last self-enrol date15 September 2017
    Census date22 September 2017
    Last date to withdraw without fail20 October 2017
    Assessment period ends17 November 2017

Time commitment details

Estimated total time commitment of 85 hours per semester

Last updated: 3 November 2022

Further information

  • Texts

    Prescribed texts

    You will be advised of prescribed texts by your lecturer.

  • Related Handbook entries

    This subject contributes to the following:

    TypeName
    CourseMaster of Finance
  • Available through the Community Access Program

    About the Community Access Program (CAP)

    This subject is available through the Community Access Program (also called Single Subject Studies) which allows you to enrol in single subjects offered by the University of Melbourne, without the commitment required to complete a whole degree.

    Entry requirements including prerequisites may apply. Please refer to the CAP applications page for further information.

Last updated: 3 November 2022