Bank Lending Practices and Techniques (FNCE90036)

Graduate courseworkPoints: 6.25On Campus (Parkville)

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Overview

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September
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Characteristics of alternative loan facilities; bank loan pricing principles; principles of credit evaluation; banker-client relationships; approaches to security and collateral; methods of monitoring borrower solvency; and workout situations.

Intended learning outcomes

On successful completion of this subject, students should be able to:



  • Apply the skills of credit assessment to evaluate the credit risk of a loan facility;
  • Explain the types of loan facilities and their pricing;
  • Determine the most suitable facilities for a particular transaction;
  • Discuss the importance of the banker client relationship and its significance in a commercial loan environment;
  • Describe the characteristics of a defaulting loan;
  • Recommend strategies for risk reduction;
  • Analyse the issues involved in loan work out situations and other cases of financial distress;
  • Explain the procedures for taking security over assets of the borrower.

Generic skills

On successful completion of this subject, students should have improved the following generic skills:

  • Oral communication

  • Written communication

  • Collaborative learning

  • Problem solving

  • Team work

  • Statistical reasoning

  • Application of theory to practice

  • Interpretation and analysis

  • Critical thinking

  • Synthesis of data and other information

  • Evaluation of data and other information

  • Using computer software

  • Accessing data and other information from a range of sources.

Last updated: 3 November 2022